Joy Spence
NMLS # 274188CalBRE # 00979728
Joy@emortgageservices.net
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Select the option that best describes the majority of your military service.
If you are, we'll connect with your agent to make sure we keep them updated about your loan
It can make a difference in the type of loan you can get.
Your loan options may vary depending on the home's use.
It's ok to estimate.
Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs.
Military service may qualify you for a VA loan, which doesn't usually require a down payment. However, you can choose to make a down payment to lower your monthly mortgage payment.
The amount you may qualify for depends partially on your income.
Experiencing one of these events doesn't mean that you can't get a loan, but it can affect your eligibility for certain loan programs.
It can make a difference in the interest rate you get.
It'll affect your home loan options.
It's ok if you don't remember.
By providing a phone number and submitting this form you authorize us to send you text messages. Message frequency may vary. Message/data rates apply. You may opt-out by texting "STOP". For help, text "HELP". See our Privacy Policy for more details.
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Use your VA Loan Benefits!
Lock in a Historically Low Rate!
Enjoy a Low Monthly Payment!
