Joy Spence

NMLS # 274188
CalBRE # 00979728

650-762-3003

Joy@emortgageservices.net

Joy Spence

Company

Company History

Mortgage Services is a mortgage brokerage and lending firm offering an unusally wide range of residential first and second lien loan products thoughout California.

Founded in 1985, Mortgage Services has enjoyed steady growth. Our offices are located in downtown San Mateo.

Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's, A-minus, seconds and home equity loans.

Mortgage Services is dedicated to delivering its products and services on time as advertised, to the full satisfaction of our clients.

State of California Bureau of Real Estate License #01866151, expires 6-17-2025